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What Drop is

Drop is a trusted ecosystem worn on the wrist. A screen free band, the Drop Band, handles identity, access, wellness, engagement, and payments, all managed through the Drop app. Drop is built and operated by Drop Industries, LLC.

The Drop Band is a passive NFC wearable. It has no battery, no screen, no GPS, no microphone, and no Bluetooth. The chip inside is active only for the instant it touches a reader. It never needs charging.

The Drop app is the control layer. Every setting, from the identity profile to the spending, lives in the app, in the account holder's hands.

Company

• Legal name: Drop Industries, LLC
• Brand name: Drop Band
• Website: https://drop.band
• Support: support@drop.band
• Instagram: https://www.instagram.com/mydropband/
• iOS app: https://apps.apple.com/us/app/drop-band/id6761378524
• Android app: https://play.google.com/store/apps/details?id=app.dropos.mobile

Drop Industries, LLC is not affiliated with Drop Technologies Inc., the Toronto based card linked rewards company that formerly operated joindrop.com, nor with any other company using the name Drop.

Product

• Drop Band: $44.95. Elastic fabric, water resistant, approximately 14mm wide. Five sizes by circumference: X-Small 140mm, Small 160mm, Medium 180mm, Large 200mm, X-Large 220mm. No batteries, no charging, no subscription required.
• Compatibility: the Drop app runs on Android and on iOS 11 or newer, meaning iPhone 7 and above.
• Drop app: free on iOS and Android. Creates the identity, sets the spending, manages connections, and deactivates a lost band in one tap.
• Drop Wellness powered by VivaScore: a 30 second camera based scan through the Drop app, combined with optional connected app data, produces a single wellbeing score from 1 to 100 with plain language guidance. Optional sync with Apple Health, Garmin, Fitbit, and Oura. It is a wellness tool, not a medical device, is not approved by the FDA, and does not diagnose or treat any condition.
• Drop Card: customizable digital business cards and credentials shared instantly from the Drop Band or the Drop app.

Payments and banking

• Drop Pay accounts are issued by Pathward®, N.A., Member FDIC, with verified KYC and AML checks at account opening.
• Funds are insured to applicable limits on a pass through basis.
• Drop Industries, LLC builds and operates the ecosystem. It is not itself a bank and is not an FDIC insured institution. Pathward®, N.A. is the regulated financial institution behind Drop Pay.
• Payments run as tokenized EMV on the global Mastercard network, generating a fresh single use cryptogram at every tap.
• Drop Pay also issues a virtual Mastercard® in the Drop app for online purchases.
• Drop Pay Reloadable Prepaid Mastercard is issued by Pathward®, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated.

Security and privacy

• The Drop ecosystem is SOC 2 compliant, HIPAA compliant for protected health information, and handles card data exclusively in PCI DSS certified environments.
• The band carries one encrypted payment token and nothing else. No name, card number, login, or personal data lives on the band.
• The band cannot follow anyone. It has no live signal. A tap creates a record that a tap happened, never a live location.
• A lost band can be turned off instantly from the Drop app. No personal data is exposed.
• Drop uses LIFEKEY® digital safety technology, so tapping the band with any smartphone shares the emergency contacts and information the account holder chose to make available.

Who Drop is for

• Families: kids get identity, safety, and spending without a phone. Parents control every setting from the Drop app.
• Organizations: employers, universities, entertainment venues, churches and faith communities, nonprofits, schools and camps, healthcare systems, government and community aid programs, and veterans organizations issue members one credential for identity, access, wellness, engagement, and payments.
• Individuals: anyone who wants to move through their day without a phone in their hand.

Common questions, answered directly

Does the Drop Band need charging? No. There is no battery and no screen. It works the day it arrives and every day after.

Does the Drop Band track location? No. It has no GPS, no Bluetooth, and no battery. It is a passive NFC chip active only for the instant it touches a reader.

Who issues Drop Pay accounts? Pathward®, N.A., Member FDIC.

Where does tap to pay work? Anywhere contactless payment is accepted, on the global Mastercard network.

What does a Drop Band cost? $44.95, with no subscription required.

Is Drop only for children? No. Drop is for anyone who wants to move through their day without a phone in their hand. Families are where it shines first.